Important information.

	Legal information links
Personal Banking Terms and Conditions	Personal banking terms and conditions (PDF, 1 MB)
Banking Charges Guide	Banking Charges Guide (PDF, 841 KB)
Our information	View important information on TSB Website terms and conditions
Credit cards	View important information on credit cards The following terms and conditions are example terms and conditions for the particular cards. The rates of interest offered to you will be dependent on your individual circumstances. For accounts opened between 15th December 2025 – 29th March 2026 Platinum Purchase Credit Card full terms and conditions (PDF, 252KB) \| Platinum Balance Transfer Credit Card full terms and conditions (PDF, 234KB) \| Advance Credit Card full terms and conditions (PDF, 255KB) \| Student Credit Card full terms and conditions (PDF, 238KB) For accounts opened before 15th December 2025 Credit Card Agreement For accounts opened after 29th March 2026 Credit Card Agreement
Current accounts	View important information on current accounts Autobalancer Terms and Conditions (PDF 508KB) \| Cash Account Terms and Conditions (PDF 57KB) \| Classic Enhance Account Terms and Conditions (PDF 56KB) \| Classic Essentials Account Terms and Conditions (PDF 52KB) \| Classic Plus Account Terms and Conditions (PDF 60KB) \| Gold Account Terms and Conditions (PDF 56KB) \| Gold Enhance Account Terms and Conditions (PDF 60KB) \| Gold Plus Account Terms and Conditions (PDF 60KB) \| Graduate Account Terms and Conditions (PDF 56KB) \| Platinum Account Terms and Conditions (PDF 56KB) \| Platinum Enhance Account Terms and Conditions (PDF 60KB) \| Platinum Plus Account Terms and Conditions (PDF 60KB) \| Premier Account Terms and Conditions (PDF 60KB) \| Premier Enhance Account Terms and Conditions (PDF 60KB) \| Premier Plus Account Terms and Conditions (PDF 60KB) \| Save the Pennies Terms and Condition(PDF 60KB) \| Select Account Terms and Conditions (PDF 56KB) \| Select Plus Account Terms and Conditions (PDF 60KB) \| Silver Account Terms and Conditions (PDF 56KB) \| Silver Enhance Account Terms and Conditions (PDF 60KB) \| Silver Plus Account Terms and Conditions (PDF 60KB) \| Spend & Save Account Terms and Conditions (PDF 96KB) \| Spend & Save Plus Account Terms and Conditions (PDF 550KB) \| Spend & Save or Spend & Save Plus Cashback Terms and Conditions (PDF 285KB) \| Student Account Terms and Conditions (PDF 64KB) \| Under 19s Account Terms and Conditions (PDF 56KB) \| Your Control Terms and Conditions (PDF 64KB) We’re making changes, here’s everything you need to know. These changes go live from 7 October 2024. You can find documentation relating to this notice of variation below. PCA Notice of Variation PCA Booklet
Current Accounts - Switcher Offers	£200 switch offer (Jan-Feb 2026) Previous offers £180 switch & stay offer (Sept-Nov 2025) £310 switch & stay offer (July-Sept 2025) £310 switch & stay offer (May-June 2025) £160 to switch, £60 double cashback plus reward incentive (Jan-Feb 2025) £190 switch and triple cashback plus reward incentive (Aug-Sept 2024) £160 switch and double cashback plus reward incentive (May-June 2024) £185 Switch and Double Cashback Offer (January 2024) £210 Switch & Double Cashback offer (September - October 2023) £200 Switch & Stay Offer (July - August 2023) £200 Switch and Stay Offer (February – March 2023) £100 Switch and Stay Offer (November – December 2022) £180 MSM Switch and Stay Offer (October 2022)
Loans	View important information on loans Personal loan CCA Graduate loan Personal loans online
Mortgages	View important information on mortgages TSB mortgages
Ways to bank with us	View important information on ways to bank with us Text Alert User Guide \| Save the Pennies Terms and Condition(PDF 60KB) Customers signing up to Internet Banking and / or Paperless These terms and conditions cover TSB Mobile Banking App, Internet Banking and Online Chat as our ‘Digital Banking services’ Digital Banking Terms and Conditions Paperless Terms and Conditions
Savings	Savings account general conditions (PDF, 298 KB) View important information on savings Advantage Saver product conditions \| TSB Cash ISA terms and conditions (PDF 132KB) \| Cash ISA (Branch) product conditions \| Cash ISA Saver product conditions (PDF 88KB) \| Save Well Limited Access ISA product conditions (PDF 96KB) \| Easy Saver product conditions (PDF 100KB) \| eSavings product conditions (PDF 100KB) \| eSavings (no longer on sale) product conditions \| Fixed Bond product conditions (PDF 108KB) \| Fixed Rate Cash ISA product conditions (PDF 120KB) \| Flexible Savings product conditions \| Junior Cash ISA product conditions (PDF 116KB) \| Matured Funds product conditions (PDF 508KB) \| Monthly Saver product conditions (PDF 116KB) \| Passbook Saver product conditions \| Savings Pots Terms and Conditions (PDF 586KB) \| Young Saver product conditions (PDF 108KB) \| Young Saver Passbook product conditions \| Save Well Limited Access Account product conditions (PDF) We’re making changes, here’s everything you need to know. These changes go live from 7 October 2024. You can find documentation relating to this notice of variation below. Savings Notice of Variation Savings Booklet
Compliance	View important information on compliance Global PATRIOT Act Certificate TSB Bank plc
Credit Card prize draw	Monthly Travel Prize Draw Winners Credit Card prize draw T&Cs
Apple Pay, Google Pay and Samsung Pay	Apple Pay Terms and Conditions, Google Pay Terms and Conditions, Samsung Pay Terms and Conditions
Life Insurance	Over 50s Fixed Life Insurance voucher offer – T&C’s Life Insurance £75 e-Gift card offer - T&Cs/FAQ's Over 50s Fixed Life Insurance voucher offer – T&Cs/FAQs 27 Feb 2023 to 27 Apr 2026
Home Insurance	Home Insurance £5,000 prize draws T&Cs
Dream Fund Prize Draw	Dream fund prize draw T&Cs - 1 September to 30 September 2025 Dream Fund Prize Draw Winners 2025
PCA Monthly Prize Draw	PCA Monthly Prize Draw – 2025 T&Cs/FAQs PCA Monthly Prize Draw winners Aug-Oct 2025 PCA Monthly Prize Draw winners Nov 2025 - Jan 2026
FIFA Prize Draw	FIFA Prize Draw T&Cs
Stay to Win Prize Draw	Stay to Win Prize Draw T&Cs Stay to Win Prize Draw winners
Yes Days Prize Draw	Yes Days Prize Draw T&Cs Yes Days Prize Draw winners
TSB Dream Makeover Prize Draw	Dream Makeover Prize Draw T&Cs Dream Makeover Prize Draw winners