Want to move your high-interest debt to a lower rate?
Our Platinum balance transfer card has up to 24 months of 0% interest, then 24.9% APR representative (variable).
Interest-free borrowing
Enjoy 24 months of no interest payments by transferring outstanding debt.
Everything in one place
Instead of juggling credit or store cards, move it all onto one card.
Pay off debt faster
With less interest to pay, you could clear your debt faster.
*Balance transfers: minimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards).
**Purchases exclude cash advances, gambling transactions and payment protection premiums.
What you need to apply
Details
Eligibility:
Criteria:
Already a TSB customer?
Log in to Internet Banking
Apply for a new card
Complete in just minutes
Not a customer?
Apply online
Give us a few details
Complete in just minutes
If you prefer to apply in branch or through a telephone, you can book an appointment in advance.
A balance transfer is when you move the debt from one or more existing credit cards to a single credit. The benefits of making a balance transfer are that typically you will be charged less interest, or will make lower monthly repayments.
To carry out a balance transfer, you simply move the outstanding balance from one credit card onto another. The balance is then owed on the new card, typically at a lower interest rate or with an interest free period.
A balance transfer does not close the old account. The old credit card can still be used; however, this could result in further interest being charged.
A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
Clicksafe® to help keep your details secure when shopping online
Active account monitoring to spot any suspicious spending
Overseas emergency telephone assistance if you lost your card abroad
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
Important information
The issue of a credit card is subject to status and depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
TSB adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. Read more about our lending commitments to you (PDF, 56.8KB).