Want a credit card with one, simple, low rate? Our Advance credit card is our lowest interest rate card at 12.9% APR representative (variable).
What is this low interest credit card good for?
Unexpected costs
Low-rate cards are a useful way to cover costs you hadn’t planned for, like a broken washing machine.
Purchase protection
Section 75 gives you extra protection on the things you buy with this credit card, costing £100 to £30,000.
More ways to pay
Make fast, safe payments with your mobile by adding this credit card to your Apple, Google Pay or Samsung pay.
*Purchases exclude cash advances transactions and payment protection premiums.
**Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payment you make will pay off transactions charging the highest interest rate first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.
Apply for an Advance credit card
What you need to apply
Details
Eligibility:
Criteria:
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Not a customer?
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If you prefer to apply in branch or through a telephone, you can book an appointment in advance.
Any questions?
- A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch.
- Mastercard® SecureCode to help keep your details secure when shopping online.
- Active account monitoring to spot any suspicious spending.
- Overseas emergency telephone assistance if you lost your card abroad.
- Receive Overseas Alerts when your card has been used in a foreign country. To opt in, opt out and amend your settings, use the form below. We’ve chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. Adobe is a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link. Update Your Overseas Alerts.
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
Important information
TSB adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. Read more about our lending commitments to you (PDF, 56.8KB).
Mastercard® SecureCode is a registered trade mark and is used under licence by TSB Bank plc,
- Mastercard® and the Mastercard® Brand mark are registered trademarks of Mastercard® International Incorporated
The issue of a credit card is subject to status and depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.