Junior Cash ISA rates

Rates effective from 07 January 2025

Amount Invested	Variable annual interest. Tax Free % / AER %
£1+	3.55%

These interest rates are correct as at 07/01/2025.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what returns you can expect from your savings over time

Previous rates

Rates effective between 17 August 2023 to 6 January 2025

Amount Invested	Variable annual interest. Tax Free % / AER %
£1+	3.65%

These interest rates are correct as at 17/08/2023.

Rates effective between 6 June 2023 and 16 August 2023

Amount Invested	Variable annual interest. Tax Free % / AER %
£1+	3.25%

These interest rates are correct as at 06/06/2023.

Rates effective between 18 November 2022 and 5 June 2023

Amount Invested	Variable annual interest. Tax Free % / AER %
£1+	2.75%

These interest rates are correct as at 18/11/2022.

Rates effective between 30 September 2022 and 17 November 2022

Amount Invested	Variable annual interest. Tax Free % / AER %
£1+	2.00%

These interest rates are correct as at 30/09/2022.

Rates effective between 1 July 2020 and 29 September 2022

Amount Invested	Variable annual interest. Tax Free % / AER %
£1+	1.50%

These interest rates are correct as at 01/07/2020.

Rates effective between 1 September 2018 and 30 June 2020

Account balance	Variable annual interest. Tax Free % / AER %
£1+	3.25%

Interest rates effective from 01/09/2018.

Rates effective between 13 February 2012 and 31 August 2018

Account balance	Variable annual interest. Tax Free % / AER %
£1+	3.00%

Interest rates effective from 13/02/2012.