TSBs Spend & Save current account bank card, £100 welcome bonus, £90 cachback, £120 reward value.

Enjoy up to £310 in cash and rewards when you switch & stay

Get £100 when you open one of our Spend & Save accounts and start a full switch before the offer is withdrawn. Additional eligibility criteria apply. Then earn £15 a month for up to 6 months by making 20+ card payments each calendar month. Plus, in February 2026, make 20+ card payments to choose a £120 hotel voucher or access to 12-months’ activity tickets in March 2026.

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Offer can be withdrawn without notice. 18+ & UK resident. T&Cs apply.

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Help & support

Further information on Santander’s proposed acquisition of TSB: You can read more about the announcement and what it means on our FAQ page.

Stay safe online: We will never contact you asking for your login details or link you to a web page that asks for personal information. Visit our fraud prevention centre

Building your money confidence

Our experts answer your big questions to help you become more confident with your money every day.

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How to budget on a low income

Living on a low or stretched income can be tough, and every pound matters. But budgeting effectively is possible - and it doesn’t mean giving up everything you enjoy.

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Trouble logging in or need help with your banking? Head to Help and Support for answers.

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Give us a call, or chat to us online and in the app using TSB Smart Agent.

Independent service quality survey results

Published February 2025

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

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Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

PCA Overall Service Quality. 1 Chase 81%. 2 Monzo 80%. 3 Starling Bank 79%. 4 First Direct 75%. 5 Nationwide 69% 14 TSB 55%.

Authorised push payment (APP) scams rankings in 2023

Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account.

These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023.

You can read the full report by visiting www.psr.org.uk/app-fraud-data

Share of APP scams refunded

This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.

APP scams received per £million transactions: smaller UK banks and payment firms

This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.

For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams.

APP scams received per £million transactions: smaller UK banks and payment firms

APP fraud sent per £million transactions

This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms.

For example, for every £1 million of TSB transactions sent in 2023, £266 was lost to APP scams.

APP fraud sent per £million transactions

APP scams received per £million transactions: major UK banks and building societies

This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.

For example, for every £1 million received into consumer accounts at TSB, £408 of it was APP scams.

APP scams received per £million transactions: major UK banks and building societies

Financial Services Compensation Scheme

We're covered by the Financial Services Compensation Scheme (FSCS). This means that any money you hold in a TSB account is protected up to a limit of £85,000 - so you won't lose out.

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Is someone asking you to move your money?

Never transfer money to, or share passwords with, someone you don’t trust. This includes people online you’ve never met, too-good-to-be-true investments, and companies asking you to transfer funds directly to them.

Stay ahead of fraud

Important information

You need to be 18+ and a UK resident to open a TSB product. Some of our youth and savings accounts have a lower age limit.

The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.