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Wallet

Instant access savings accounts

Need savings that you can dip into? Instant access accounts are designed for rainy days, emergencies, or building a buffer.

Compare our instant access accounts

Calendar

Monthly Saver

  • Earn 6.00% interest gross/AER fixed for 12 months
  • Save between £25 to £250 each month 
  • No charge for withdrawals
  • Only available to TSB current account customers

Plant

Savings Pots

  • 2.70%/2.72% interest gross/AER variable 
  • Includes a fixed introductory bonus of 1.52% AER for the first 12 months 
  • Max of 5 Savings Pots and save up to £5,000 in each pot
  • Only available to TSB Spend & Save or Spend & Save Plus customers

Money bag

Save Well Limited Access

  • 3.44%/3.50% interest gross/AER variable
  • This account has a 1 year term with interest paid monthly
  • Instant access, If you make a withdrawal the lower interest rate is applied to the balance for the whole calendar month in which your withdrawal is made

Piggy bank

eSavings

  • Starting from 1.30% interest gross/AER variable
  • Includes a fixed introductory bonus of 0.10% for the first 12 months 
  • Earn more interest on larger balances. This account can only be managed online

Coins

Easy Saver

  • Starting from 1.30% interest gross/AER variable
  • Includes a fixed introductory bonus of 0.10% for the first 12 months 
  • Earn more interest on larger balances



Any questions?

The best easy access savings account will depend on your needs and personal circumstances.

All easy access savings accounts aim to make withdrawals easy to do, however you may get higher interest rates by choosing a limited access option. Certain accounts may also limit the amount that you can save each month.

To find out which is the best easy savings account for you, check out our savings comparison page.

You can apply for a TSB instant access savings account online in just minutes. 

There’s no limit to how many easy access savings accounts you can open, but you’ll want to make sure you can stay on top of them all.

You can open a TSB savings account with as little as £1 or start a Monthly Saver from just £25 a month.

How much you can save will depend on your current needs and circumstances, as well as what goals you have set for your savings accounts. 


Financial Services Compensation Scheme


The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of your eligible money at TSB. For more information, please visit the FSCS website. 

FSCS logo


Important Information

The Annual Equivalent Rate (AER) shows what the interest would be if the interest was paid and added to the account once each year. It lets you compare savings accounts easily. Gross rate means that credit interest is paid without income tax being deducted. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

You need to be 16+ and UK resident to open most of our savings accounts with the exception of Savings Pots and TSB ISAs. For children under 16 please see specific pages for opening procedures.