Want to start investing but don't know where to begin? We've teamed up with Wealthify to make investing as simple as possible.
Is investing right for you?
A traditional savings account will pay you interest on the money you save into that account. Investing is different as your money is used to buy things like stocks, shares, and bonds.
Here's how to decide if investing is right for you:
- How much risk are you happy to take? Savings accounts are low risk, as you're guaranteed to get your money back, plus interest. Investing offers the chance of higher returns at the risk of getting back less than you invest.
- Are you in it for the long-term? Investing is generally done for long term goals of 5 years or more, while savings accounts are typically better for shorter-term goals.
- Do you need access to the money? When it's invested, your assets will need to be sold before your money can be withdrawn. This can take time, and there's no guarantee of what the value of your investments will be.
Why use Wealthify?
Affordable investing
Start investing from just £1, with no hidden costs and low fees.
Easy to access
Check on your investments 24/7 online or with Wealthify's app.
Tailored investing
Choose a risk level, product, and if you want to invest ethically.
What does Wealthify offer?
- You pick the level of investment risk you're comfortable with, and their experts will do the rest.
- Wealthify charge a small annual management fee and they keep their regular investment costs as low as possible. Learn more about how fees work.
- Their investment experts carefully analyse the markets, then invest your money in line with your risk choice.
Junior Stocks and Shares ISAs
Invest up to £9,000 per child each year, tax-free.
Stocks and Shares ISAs
You can save up to £20,000 tax-free into ISAs each year.
General investment accounts
Invest without limits, but returns are subject to tax.
Ready to invest with Wealthify?
Here's how to start:
- You'll need to be over 18 to open an account
- If you're a UK tax resident, you can open a Stocks and Shares ISA or Junior Stocks and Shares ISA
- If you're not a tax resident or live in the Channel Islands, you can open a General Investment Account
Important info
What do you need to apply?
- Over 18
- A UK tax resident to open a Stocks and Shares ISA or Junior Stocks and Shares ISA
- UK or Channel Islands residents can apply for a General Investment Account
Here's how to get started:
- Choose - an investment style that matches your needs
- Check - a quick suitability assessment will check it s a good fit
- Invest - you're ready for Wealthify's experts to invest for you
With investing, your money is at risk, and you may get back less than you invest. Tax treatments depend on your individual circumstances and may change in the future.
Wealthify has a simple annual fee structure, payable monthly based on the value of your investments. You can use Wealthify’s fee calculator for a more accurate idea of what you might pay.
TSB and Wealthify equally share your management fees, and this arrangement doesn’t change the price you pay for investing with Wealthify.
- TSB is an introducer for Wealthify's investment products (excluding pensions).
- TSB and Wealthify equally share your management fees, and this arrangement doesn't change the price you pay for investing with Wealthify.
- Both parties are authorised and regulated by the Financial Conduct Authority.
- Neither company can provide advice about investments - if you're unsure about investing, please speak to a financial adviser.
- Wealthify is fully backed by Aviva, one of the UK's largest financial services institutions.
