Wedding loans

To apply for a loan, you’ll need to:

• You must be over 18, or over 21 to apply online
• Be a UK resident
• Be employed or have a regular income
• Earn at least £850 per month after tax
• Not have any recent CCJs, Credit Defaults or Bankruptcies, and be up to date with any TSB debts

Already a TSB customer?

If you’re over 21 and have had a TSB current account for more than 3 months, the easiest way to apply is in the app or apply online. Alternatively, you can apply in a branch or by calling us on 0345 835 3861.

New to TSB?

If you haven’t had a TSB current account for more than 3 months, or are completely new to TSB, you can apply for a loan online if you’re over 21. If you're under 21, or would prefer to apply in a different way, you can visit a branch or call us on 0345 835 3861.

Please note that we don’t accept loan applications for:

• Speculative ventures e.g. share purchase or gambling
• Illegal purposes, e.g. drug related activities or racketeering
• Business purposes
• Refinancing of a loan arranged through the Student Loans Company
• Purchasing or putting down a deposit on a property, timeshare or land
• Retaining property rights (e.g. to repay an existing mortgage in full or to pay ground rent or service charges)
• Savings
• Paying household bills

These purpose exclusions apply whether the customer is looking to borrow money on their own behalf or to support a third party, e.g. a parent wishing to borrow money to provide a child with a property deposit must be declined.

The amount you can borrow with a personal loan will depend on your personal circumstances, however we provide unsecured loans from £300 to £999, over 3-12 month loan terms, £1,000 to £25,000, over 1-7 year loan terms, or £25,000 to £50,000, over 1-5 year loan terms. We also offer Graduate Loans from £1,000 to £10,000, over 1-5 year loan terms.

You have 14 days to withdraw from the agreement.

This right to withdraw will start on the day after you sign your loan agreement. If you do wish to withdraw from your loan during this time you must repay, no later than 30 calendar days after giving notice of withdrawal, the total loan amount (this is the amount we paid into your account) and the daily interest that we charge, both can be found on the Loan Agreement.

You can withdraw by calling us on 0800 111 4166 (8am to 6pm Monday to Friday, 8am to 2pm on Saturday. Closed Sundays) or by sending any notice to TSB Bank plc, PO Box 453, Mitcheldean, GL14 9LR.

If you want to talk to us about withdrawing from your loan more than 14 days after you've signed your loan agreement, please call us on 0800 111 4166 or visit your local branch.

We pride ourselves on being a responsible lender so if you’re struggling to make your monthly repayments we have a range of options that may be able to help you. You may be able to request a payment holiday. Find out more about taking a Loan Repayment Holiday.

• You can repay your loan early at any time in full or part

• We may charge you up to 58 days interest on any full settlement you make
• If you make any additional payments we will use these to partially settle your loan. This means that you will continue to make your normal monthly payments, but the number of your repayments and the amount of your final repayment may change

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.

Find out more about how we can support you.