These accounts are not available to new customers.
If you have a Classic Plus or Classic Enhance account, you may want to convert it to a Spend & Save account to get more from your banking.
Our Spend & Save account has more available features and optional extras for your everyday needs. If you convert your account your account number and sort code will stay the same and you'll also be able to continue using the same debit card.
You can convert your Classic Plus or Classic Enhance account into a Spend & Save account by completing our online form.
Our Spend & Save accounts have more benefits and optional extra features, including:
- Earn £5 cashback for up to 6 months. This includes the month your account changes to a Spend & Save account. Cashback is earned by making at least 20 debit card payments each calendar month.
- Set up Savings Pots to earn 2.50% Gross / 2.52% AER Variable. You create up to 5 pots and save a maximum of £5,000 in each one. Plus, you can easily name them to match your savings goals. Learn more about Savings Pots.
- Save the Pennies automatically rounds up every debit card payment to the nearest pound. The spare change will go straight into your Savings Pot or other eligible TSB savings account. Learn more about Save the Pennies.
- Auto Balancer lets you set a minimum balance limit on your account, so you’ll never go below it. If you hit that limit, we’ll automatically move money from your chosen Savings Pot to top it up. Learn more about Auto Balancer.
Spend & Save
Our Spend & Save account lets you earn £5 cashback for up to 6 months. This includes the month your account changes to a Spend & Save account. Cashback is earned by making at least 20 debit card payments each calendar month.
To convert your Classic Plus or Classic Enhance account to a Spend & Save account fill out our online form.
Full details on how you can earn Cashback can be found here.
Important Documents
Financial Services Compensation Scheme
Visit fscs.org.uk to find out more.
Important information
TSB adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. Read more about our lending commitments to you (PDF, 56.8KB).
Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply. Interest paid monthly.
Overdrafts are subject to application and approval and are repayable on demand.
Text alerts are free but your mobile operator may charge for some services. Please check with them. We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.
*AER (variable) means Annual Equivalent Rate. AER (variable) illustrates what your interest rate would be if interest was paid and compounded each year. Gross rate is the contractual rate of interest payable before the deduction of income tax.
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If you need to call us from abroad, or prefer not to use our 0345 number, you can also call us on 0203 284 1575. Calls may be monitored or recorded.
