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Current account switch guarantee logo

Switch for up to £160, and get a treat for staying

Get £100 for switching, then earn £10 cashback each month for up to 6 months - that’s double cashback! And, if you stay until September 2025, you’ll get to choose from 3 treats.

Not sure if you qualify for the switch offer?

Check if you’re eligible

What’s in the switcher offer?

Step 1

£100 switcher bonus

  • Complete a full switch request when you open an account with us
  • Log into the TSB Mobile Banking App
  • Make at least 5 payments using the debit card on your new account
  • If you do all of this before 14 March 2025, we’ll pay your £100 bonus between 28 March and 11 April 2025
Spend and Save card with a calendar showing 14th March

Step 2

Up to £60 cashback

  • If you complete Step 1, you can earn £10 cashback each month for up to 6 months - that’s double the cashback we normally offer!
  • To qualify for cashback, make at least 20 debit card payments each calendar month
  • Any cashback earned will be automatically paid into your account the next calendar month
Spend and Save card with a £10 coin

Step 3

Choose a treat for staying


Complete Step 1 and make 20 debit card payments in August 2025 to choose your treat in September 2025:
  • A night away for two at a wide range of hotels including Mercure, booked through Take Time
  • 2 ODEON cinema tickets each month for 3 months
  • NOW Entertainment Membership for 6 months
Orbs showing Now TV, Odeon and Take Time logos

Information Icon

For more information download the full Switcher Terms & Conditions.



Select the account that’s right for you

Spend & Save

No monthly fee

Spend & Save

Earn £5 cashback every month

Tool Tip
Earn £5 Cashback monthly for six months, including the month you open your account, when you make 20 debit card payments or more each calendar month. You are eligible for Cashback on opening a new Spend & Save account, or changing from an existing TSB account, excluding Classic. See Cashback T&Cs.

For the first 6 months when you make 20 debit card payments each calendar month

Put money aside in a Savings Pot

Tool Tip

Put money aside in up to 5 individual Savings Pots. Maximum balance of £5,000 per Pot and £25,000 per Spend & Save or Spend & Save Plus account.

Earn 2.70% Gross / 2.72% AER Variable. Includes a fixed introductory bonus of 1.52% AER for the first 12 months

Up to £2,000 overdraft

Tool Tip

Arranged Overdraft subject to application and approval. Overdrafts are repayble on demand.

Subject to application approval

My TSB Rewards

Discover great savings on treats like takeaways, holidays and cinema tickets

App features to help you save

Spend & Save Plus

£3 monthly fee

Earn £5 cashback every month

Tool Tip
  • Ongoing £5 cashback every calendar month, until you close the account, change to another TSB account or TSB withdraw the offer.
  • Cashback is earned when you make 20 transactions or more on your debit card each calendar month, including the month the account is opened.
  • You are eligible for Cashback on opening a new Spend & Save Plus account, or changing from an existing TSB account. 
  • See Cashback T&Cs.

When you make 20 debit card payments each calendar month

Put money aside in a Savings Pot

Tool Tip

Put money aside in up to 5 individual Savings Pots. Maximum balance of £5,000 per Pot and £25,000 per Spend & Save or Spend & Save Plus account.

Earn 2.70% Gross / 2.72% AER Variable. Includes a fixed introductory bonus of 1.52% AER for the first 12 months.

Up to £2,000 overdraft

Tool Tip

Arranged Overdraft subject to application and approval. Overdrafts are repayable on demand.

First £100 interest free. Subject to application approval

My TSB Rewards

Discover great savings on treats like takeaways, holidays and cinema tickets

No TSB fee on debit card transactions worldwide

Tool Tip

No TSB charges for using your debit card abroad. The ATM operator or foreign bank may charge a fee for cash withdrawals. Sellers may also apply a currency conversion fee, if you make a payment by your debit card and they do the conversion.


Switching to TSB

First step is to open a TSB Current account

Complete the Switch form to start the process

We guarantee switching your current account to us will only take 7 working days

In the unlikely event there are any hiccups, we’ll refund any interest and charges on your old or new current accounts

Credit card switching image