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Current account switch guarantee logo

Switch for up to £190, and get a treat for staying

Get £100 for switching, then earn £15 cashback each month for 6 months - that’s triple the cashback we normally offer! And, if you stay until April 2025, you’ll get to choose from 3 treats.

What’s in the switcher offer?

Step 1

£100 switcher bonus

  • Submit a full switch request when you open an account with us
  • Log into the TSB Mobile Banking App
  • Make at least 5 payments using the debit card on your new account
  • If you do that before 27 September 2024, we’ll pay your £100 bonus between 15 and 25 October 2024
Spend and Save card with a calendar showing 27th Sept

Step 2

Up to £90 cashback

  • If you complete Step 1, you can earn £15 cashback each month for the first 6 months - that’s triple the cashback we normally offer!
  • To qualify for cashback, make at least 20 debit card payments each calendar month
  • Any cashback earned will be automatically paid into your account the next calendar month
Spend and Save card with a £15 coin

Step 3

Choose a treat for staying


Complete Step 1 and make 20 debit card payments in March 2025 to choose your treat in April 2025:
  • A night away for two at a wide range of hotels, including Mercure
  • 2 ODEON cinema tickets each month for 3 months
  • NOW Entertainment Membership for 6 months
Orbs showing Now TV, Odeon and Mercure Hotels logos

Information Icon

For more information download the full Switcher Terms & Conditions.



Select the account that’s right for you

Spend & Save

No monthly fee

Spend & Save

Earn £5 cashback, up to first six months

Tool Tip

Earn £5 Cashback monthly for six months, including the month you open your account, when you make 20 debit card payments or more each calendar month. You are eligible for Cashback on opening a new Spend & Save account, or changing from an existing TSB account, excluding Classic. See Cashback T&Cs.

When you make 20 debit card payments each calendar month

Put money aside in a Savings Pot

Tool Tip

Put money aside in up to 5 individual Savings Pots. Maximum balance of £5,000 per Pot and £25,000 per Spend & Save or Spend & Save Plus account.

Earn 2.89% Gross / 2.92% AER Variable. Includes a fixed introductory bonus of 1.52% AER for the first 12 months

Up to £2,000 overdraft

Tool Tip

Arranged Overdraft subject to application and approval. Overdrafts are repayble on demand.

Subject to application approval

My TSB Rewards

Discover great savings on treats like takeaways, holidays and cinema tickets

App features to help you save

Spend & Save Plus

£3 monthly fee

Earn £5 cashback every month

Tool Tip
  • Ongoing £5 cashback every calendar month, until you close the account, change to another TSB account or TSB withdraw the offer.
  • Cashback is earned when you make 20 transactions or more on your debit card each calendar month, including the month the account is opened.
  • You are eligible for Cashback on opening a new Spend & Save Plus account, or changing from an existing TSB account. 
  • See Cashback T&Cs.

When you make 20 debit card payments each calendar month

Put money aside in a Savings Pot

Tool Tip

Put money aside in up to 5 individual Savings Pots. Maximum balance of £5,000 per Pot and £25,000 per Spend & Save or Spend & Save Plus account.

Earn 2.89% Gross / 2.92% AER Variable. Includes a fixed introductory bonus of 1.52% AER for the first 12 months

Up to £2,000 overdraft

Tool Tip

Arranged Overdraft subject to application and approval. Overdrafts are repayable on demand.

First £100 interest free. Subject to application approval

My TSB Rewards

Discover great savings on treats like takeaways, holidays and cinema tickets

No TSB fee on debit card transactions worldwide

Tool Tip

No TSB charges for using your debit card abroad. The ATM operator or foreign bank may charge a fee for cash withdrawals. Sellers may also apply a currency conversion fee, if you make a payment by your debit card and they do the conversion.


Switching to TSB

We will move all your incoming and outgoing payments into your new account.

We guarantee switching your current account to us will only take 7 working days.

In the unlikely event there are any hiccups, we’ll refund any interest and charges on your old or new current accounts.

Credit card switching image