Skip to main content

Spend & Save

Tiny the elephant holding a bunch of gold envelopes with its trunk
Current account switch guarantee logo

Switch for up to £190, and get a treat for staying

Get £100 for switching, then earn £15 cashback each month for 6 months - that’s triple the cashback we normally offer! And, if you stay until April 2025, you’ll get to choose from 3 treats.*

What’s in the switcher offer?

Step 1

£100 switcher bonus

  • Submit a full switch request when you open an account with us
  • Log into the TSB Mobile Banking App
  • Make at least 5 payments using the debit card on your new account
  • If you do that before 27 September 2024, we’ll pay your £100 bonus between 15 and 25 October 2024
Spend and Save card with a calendar showing 27th Sept

Step 2

Up to £90 cashback

  • If you complete Step 1, you can earn £15 cashback each month for the first 6 months - that’s triple the cashback we normally offer!
  • To qualify for cashback, make at least 20 debit card payments each calendar month
  • Any cashback earned will be automatically paid into your account the next calendar month
Spend and Save card with a £15 coin

Step 3

Choose a treat for staying


Complete Step 1 and make 20 debit card payments in March 2025 to choose your treat in April 2025:
  • A night away for two at a wide range of hotels, including Mercure
  • 2 ODEON cinema tickets each month for 3 months
  • NOW Entertainment Membership for 6 months
Orbs showing Now TV, Odeon and Mercure Hotels logos

Information Icon

For more information download the full Switcher Terms & Conditions.


What you get from a Spend & Save account

Wallet icon

No account fee

Pound sign icon

Earn £5 cashback every month

For the first 6 months when you make 20 debit card payments each calendar month

Stack of coins icon

Put money aside in a Savings Pot

Earn 2.89% Gross / 2.92% AER Variable. Includes a fixed introductory bonus of 1.52% AER for the first 12 months.

Money out of ATM icon

Up to £2,000 overdraft

Subject to application and approval

Shop icon

My TSB Rewards

Discover great savings on treats like takeaways, holidays and cinema tickets

Investment bar graph icon

App features to help you save

Spend & Save Plus current account bank card

Open a Spend & Save current account

Legal information


Ready to apply for your Spend & Save account?

Apply online

Decorative bullet point

Sign up in 15 minutes

Decorative bullet point

You must be 18 or over and a UK resident to apply

Switching to TSB

We will move all your incoming and outgoing payments into your new account.

We guarantee switching your current account to us will only take 7 working days.

In the unlikely event there are any hiccups, we’ll refund any interest and charges on your old or new current accounts.

Credit card switching image