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£310 card showing £100 welcome bonus, £90 cashback and £120 Reward value

Switch to a Spend & Save account

Open and switch to a Spend & Save account for up to £310 in cash and rewards.


Our Switch & Stay offer explained

£100 welcome bonus

  • Open a Spend & Save account and complete a full switch
  • Log into the TSB Mobile Banking App
  • Make at least 5 payments using the debit card on your new account
  • If you do this before 19 July 2025, we’ll pay you £100 between 2 and 16 August 2025
Spend and Save card with a calendar showing 14th March

Up to £90 in cashback

  • Earn £15 cashback each month for up to 6 months - that’s triple the amount of cashback we normally offer!
  • To qualify for cashback, you’ll need to make 20 or more debit card payments in a calendar month. Pending payments don't count. See how cashback works
  • Cashback will be paid into your account the next calendar month
Spend and Save card with a £15 coin

Choose your reward

To choose your reward in January 2026, complete all the steps for the £100 welcome bonus and make 20 or more debit card payments in December 2025.

Couple on a sunny hotel balcony

£120 towards your next hotel stay

Enjoy a £120 voucher that you can use for a hotel stay abroad or a staycation in the UK. T&Cs and exclusions apply.

Group of kayakers paddling

Access to activity tickets for 12 months

Get tickets for attractions and venues all across the UK, from watersports in Cornwall to museums in the Scottish Highlands. T&Cs and exclusions apply.


Please download and read the full Switch & Stay Terms and Conditions before applying


How to switch to TSB


Step 1:

Open a bank account

  • Apply online
  • Start using your account straight away

     

Step 2:

Complete the online form

  • Have your new TSB and old account details handy
  • You can find it in ‘Products’ in your TSB app or here

Step 3:

Submit the form

  • We’ll complete your switch in 7 working days. Guaranteed
  • In the meantime you can still use your old account



Ready to open a bank account?

Here’s what you get with the Spend & Save account


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£5 cashback
Up to the first 6 months

When you make 20+ debit card payments in a calendar month. Pending transactions don’t count. How cashback works.

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Arranged overdraft

39.9% APR representative variable. Subject to application and approval, repayable on demand.

Illustrated plant pot

Savings Pots
Keep your money organised

Open up to 5 pots, earn 2.05% AER for the first 12 months. 1.04%/1.05% Gross/AER after.


Illustrated gold rosette

My TSB Rewards
Discounts on top brands

Get access to My TSB Rewards for loads of everyday offers and savings.

Illustrated pink piggy bank

5.00% interest
With a Monthly Saver

5.00% Gross/AER fixed for 12 months when you save £25 to £250 each month.


Apply for a Spend & Save account

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Sign up in 15 minutes

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You must be 18 or over and a UK resident to apply

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Once you’ve opened an account you can complete a switch

Apply for a Spend & Save account

Check if you’re eligible for the switcher offer

If you’ve received a bank account switching offer from us after October 2022, you won’t be eligible for this offer.

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Already opened a Spend & Save account? Complete your switch(opens in a new tab)

Here’s the details



Any questions?