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Spend & Save

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Current account switch guarantee logo

Switch for up to £160, and get a treat for staying

Get £100 for switching, then earn £10 cashback each month for up to 6 months - that’s double cashback! And, if you stay until September 2025, you’ll get to choose from 3 treats.

Find out more

Not sure if you qualify for the switch offer?

Check if you’re eligible

What’s in the switcher offer?

Step 1

£100 switcher bonus

  • Complete a full switch request when you open an account with us
  • Log into the TSB Mobile Banking App
  • Make at least 5 payments using the debit card on your new account
  • If you do all of this before 14 March 2025, we’ll pay you £100 between 28 March and 11 April 2025
Spend and Save card with a calendar showing 14th March

Step 2

Up to £60 cashback

  • If you complete Step 1, you can earn £10 cashback each month for up to 6 months - that’s double the cashback we normally offer!
  • To qualify for cashback, make at least 20 debit card payments each calendar month
  • Any cashback earned will be automatically paid into your account the next calendar month
Spend and Save card with a £10 coin

Step 3

Choose a treat for staying


Complete Step 1 and make 20 debit card payments in August 2025 to choose your treat in September 2025:
  • A night away for two at a wide range of hotels including Mercure, booked through Take Time
  • 2 ODEON cinema tickets each month for 3 months
  • NOW Entertainment Membership for 6 months
Orbs showing Now TV, Odeon and Take Time logos
Ready to apply?
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For more information download the full Switcher Terms & Conditions.

What you get from a Spend & Save account

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No monthly fee

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Earn £5 cashback every month

For the first 6 months when you make 20 debit card payments each calendar month

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Put money aside in a Savings Pot

Earn 2.70% Gross / 2.72% AER Variable. Includes a fixed introductory bonus of 1.52% AER for the first 12 months

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Up to £2,000 overdraft

Subject to application and approval

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My TSB Rewards

Discover great savings on treats like takeaways, holidays and cinema tickets

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App features to help you save

Ready to apply?
Spend & Save Plus current account bank card

Open a Spend & Save current account

Legal information

Apply online

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Sign up in 15 minutes

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You must be 18 or over and a UK resident to apply

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Once you’ve opened an account you can complete a switch

Switching to TSB

First step is to open a TSB Current account

Complete the Switch form to start the process

We guarantee switching your current account to us will only take 7 working days

In the unlikely event there are any hiccups, we’ll refund any interest and charges on your old or new current accounts

Help with switching
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TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no. SC95237.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.

TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Not all telephone banking services are available 24/7.

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